The first quarter of the year saw continued demand among borrowers, albeit reduced slightly from Q4 2020 due to the uncertainty regarding what would happen to the stamp duty holiday. We had all long suspected that it would be either extended or amended and thankfully we got both and this caused an uptick in demand...
We’ve put together this informative guide to help provide some clarity when it comes to mortgage holidays in the UK concerning the Coronavirus outbreak. If you have any queries or concerns about your mortgage, don’t hesitate to get in touch with us ASAP. We’re an independent mortgage brokerage and will do all we can to...
A mortgage broker is a qualified professional financial advisor who is regulated by the financial conduct authority & specialises in helping people obtain mortgage finance to buy or remortgage their home. This might be for a home they want to live in or for a home they want to rent out. An experienced mortgage brokers...
Mortgage payment holidays officially end October 31st, 2020. This blog will help you understand your next steps once the deadline passes and who to talk to if you need support. If you’re looking at this post deadline – don’t worry this information is still relevant and worth a quick read. What’s your current situation? If...
As a first time buyer it can be daunting when you’re considering buying your first home. There’s so much information online and from a whole host of different sources & it can be very difficult to know what is true or false, what is genuinely useful and what isn’t. Alongside the confusion of knowing what...
It’s a question that I’m asked all the time when it comes to sitting down with new customers; how much can I borrow? So lets dive straight in and look at how mortgage lenders assess how much you can borrow. The first thing to say is that all mortgage lenders have their own way of...
The short answer is YES you can get a new mortgage if you have been bankrupt before and have now been discharged. Typically when you enter into a bankruptcy you can’t do very much for at least a year until you are discharged from the bankruptcy. People go into bankruptcy for all sorts of reasons,...
What is remortgaging for debt consolidation? Remortgaging is a way to replace your current mortgage provider and product with new terms – often changing the amount you pay each month. By remortgaging your home you can free up a lump sum, which can then be used to clear other debts such as credit card repayments,...
Can I get a mortgage with a default? The answer is – yes you can, but there are a number of other things that will need to be taken into account. Mortgage lenders make decisions on approving customers based on a number of things; the type and status of your current employment and employment history,...
Can I get a mortgage with a CCJ? The answer is – yes you can, but there are a number of other things that will need to be taken into account. Mortgage lenders make decisions on approving customers based on a number of things; the type and status of your current employment and employment history,...
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Assisting first time buyers, home movers, buy to let investors and people looking to remortgage, our service is dealt with professionally throughout. Our service focus’ on giving expert advice and guidance concerning the best mortgage deal, most suitable survey and instructing an efficient solicitor for you. As well as this, we have access to thousands of mortgage products including exclusive deals which banks and building societies cannot acquire.
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AP Mortgage Solutions Ltd
Office: 01246 252336
Mobile: 07387 585282
Email: a.paddick@apmortgagesolutions.co.uk
Saturday: 9am – 1pm
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