I was asked by a journalist the following questions so I’ve turned them into a blog. Hopefully it might give you a little insight as to where things are at. Did the property market cool down in May, or was it as frantic as ever? Has the property market cooled? No – with the heat...

The first quarter of the year saw continued demand among borrowers, albeit reduced slightly from Q4 2020 due to the uncertainty regarding what would happen to the stamp duty holiday. We had all long suspected that it would be either extended or amended and thankfully we got both and this caused an uptick in demand...

A mortgage broker is a qualified professional financial advisor who is regulated by the financial conduct authority & specialises in helping people obtain mortgage finance to buy or remortgage their home. This might be for a home they want to live in or for a home they want to rent out. An experienced mortgage brokers...

Mortgage payment holidays officially end October 31st, 2020. This blog will help you understand your next steps once the deadline passes and who to talk to if you need support. If you’re looking at this post deadline – don’t worry this information is still relevant and worth a quick read. What’s your current situation? If...

As a first time buyer it can be daunting when you’re considering buying your first home. There’s so much information online and from a whole host of different sources & it can be very difficult to know what is true or false, what is genuinely useful and what isn’t. Alongside the confusion of knowing what...

It’s a question that I’m asked all the time when it comes to sitting down with new customers; how much can I borrow? So lets dive straight in and look at how mortgage lenders assess how much you can borrow. The first thing to say is that all mortgage lenders have their own way of...