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Self employed – proving income and maximising affordability
Self-employedOctober 8, 2026by admin

Self employed – proving income and maximising affordability

Self-employed mortgages: proving income, maximising affordability and avoiding delays   If you run your own business, you already juggle invoices, tax returns and cash flow. When it comes to getting a mortgage, the paperwork can feel like extra work at the least convenient time. The good news is that clean preparation, the right lender choice...

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Self-employed
Self-employedSeptember 12, 2025by admin

Self-employed

Self-Employed Mortgages: Your Questions Answered   If you run your own business or work as a freelancer, getting a mortgage can feel tougher than it should. Lenders do not see regular payslips, and your income might vary through the year. The good news is that thousands of self-employed clients secure mortgages every month. With the...

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    AP Mortgage Solutions Ltd
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    CONTACT DETAILS
    Office: 01246 252336
    Mobile: 07387 585282
    Email: a.paddick@apmortgagesolutions.co.uk

    Hours

    Monday – Friday: 9am – 6:30pm
    Saturday: 9am – 1pm

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    Assisting first time buyers, home movers, buy to let investors and people looking to remortgage, our service is dealt with professionally throughout. Our service focus’ on giving expert advice and guidance concerning the best mortgage deal, most suitable survey and instructing an efficient solicitor for you. As well as this, we have access to thousands of mortgage products including exclusive deals which banks and building societies cannot acquire.

    Mortgages and Services

    Protection

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    AP Mortgage Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 776689.
    AP Mortgage Solutions Ltd is registered in England and Wales under company number 12218676 at registered address Unit 14, Coney Green Business Centre, Wingfield View, Clay Cross, Chesterfield, S45 9JW.
    There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically range from £299 to £599. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured against it.

    Risk Warnings

    Risk Warnings

    Risk Warnings

    Risk Warnings

    Your home may be repossessed if you do not keep up repayments on your mortgage

    Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage

    Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. Your Property may be repossessed if you do not keep up repayments on your mortgage

    As with all insurance policies, conditions and exclusions will apply

    AP Mortgage Solutions Ltd is an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority. FCA number 776689. Registered Office: Unit 14, Coney Green Business Centre, Wingfield View, Clay Cross, Chesterfield, S45 9JW

    There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically range from £299 to £599

    ©2026 AP Mortgage Solutions Ltd. All rights reserved.